Whether you are navigating through the options for yourself or an aging loved one, it is important to understand the reality of long-term care. There are a few key options that may fit your situation best.
Preparing for this need ahead of time may help you learn more about the industry, your particular needs and how to arrange for quality care for you or your loved one in the future.
Unpaid caregiving
Many family members opt to care for their family members into their later years. According to AARP, 53 million Americans act as unpaid caregivers. This has the advantage of less paperwork or arrangements but comes at the cost of your own time.
Paid in-home caregiving
There are private companies that offer their services to help assist your loved one. This may be in the form of errands or company but may also include more involved services like memory care for those with Alzheimer’s. Alternatively, many offer programs for you to act as a paid caregiver. By participating in their training and working on their payroll, your loved one’s Medicaid may go towards paying your paycheck as you provide care.
Nursing homes
Nursing homes offer a staffed facility where your loved one can stay. When you pick the right nursing home, you may secure peace of mind for yourself, your loved one and your family.
Each option involves investigation and consideration. When planning for long-term care options, it is important to communicate with your family about your wishes or the needs of your aging loved one to determine the best option.
