At any point in your life, you could suffer a serious injury or illness that results in the possibility of your losing the ability to care for yourself. Though older individuals have a particular susceptibility to this issue, adults of any age may want to consider planning ahead for the possibility of incapacitation. With a solid long-term care plan, you may feel more secure in knowing that your needs will be handled in the manner you desired.
Long-term care planning could go into your overall estate plan, and making these plans together could help ensure that your instructions are enforceable. Because your long-term care could encompass various needs, you may want to make certain considerations before deciding what type of care plan could work best for your circumstances.
Should you stay or should you go?
When it comes to receiving care during a time of incapacitation, you could either stay in your home to receive care or move into a care facility. Though you -- like many other Ohio residents -- would most likely want to remain in the comfort of your own home during this time, that arrangement may not always work best. If your home does not have the ability to accommodate your needs, you may need to consider nursing home or other care facility options.
Of course, if you have the ability to make modifications to your home or believe it could already work as a place for care, you could stay. You would then need to consider whether your family members would feel comfortable providing your care or whether bringing in professionals would better suit your needs.
Who should make health care decisions?
Incapacitation can affect many areas of your life, and most likely, you will lose the ability to make medical decisions for yourself. As a result, you will need someone else to make those decisions for you. However, if you plan ahead, you can ensure that a trusted individual takes on this role. Additionally, you can include your care wishes in your plan so that your appointed individual can follow your instructions as necessary.
How can you plan ahead?
As mentioned, making long-term care plans can coincide with your estate planning efforts. Many different documents could go into your plan, including power of attorney, advanced health care directives and others. If you would like to create a comprehensive plan to ensure that you will receive the proper care in the event of incapacitation, you may wish to explore your options further.